Cheers to Better Credit

Stay on top of your credit by opening a credit builder account with Cheers.

Build with all 3 credit bureaus
No admin or membership fee
No credit check required

Don't want to spend a large amount of efforts and money on credit building?

Excel sheets and google docs are just silos of data.

Manually creating reports that just sit on your computer isn't going to work anymore. Get complete oversight of all connected social profiles from a single platform.

Give Context. What is the cause of this problem?

Talk about the things that cause this problem. This shows the user that you actually understand the problem and empathize with them about their situation.

Give Context. What is the cause of this problem?

Talk about the things that cause this problem. This shows the user that you actually understand the problem and empathize with them about their situation.

You've found the most hands-off way to build credit without a credit card.

Just pick a deposit amount, enable autopay, and Cheers takes care of the rest.

Build by auto save
Your money is protected in a bank account. You will get your money back at the end of 12 or 24 months.
No hard pull
It won't hurt your credit score. We don't process any hard pull.
No Fees
Credit building should be cheap. We only charge a fixed and low APR according to your state law.

Cheers can be flexible towards your life goal.

Want to improve your credit to buy a home, qualify for a credit card or simply to prepare for the future? Cheers can help. Change of mind? Cancel anytime.

Choose your deposit amount:  $500, $1,000, $2,000 or $3,000– the freedom is yours!

Pick the payment history length that suits you best: 12 or 24 months.

Feedback based on our 3K+
beta version customer .

"I'm planning to become a home owner soon."

"I'm planning to become a home owner soon. This credit builder is one of the best I’ve seen. Very low payments a month while saving money and building your credit.”

Dan H. from Ohio
+50 points
Score Cheers improved *

"a game-changer for me"

"I have been using Cheers Credit Builder for one month now, and I can honestly say that it has been a game-changer for me. One of the things I love about Cheers Credit Builder is that it allows me to save money while also building my credit score. Every time I make a payment on my Cheers account, that payment goes into a deposit account. This has been incredibly helpful for me because it has allowed me to start building up an emergency fund, something I never had before."

Johnny V. from California*
+23 points
Score Cheers improved

Best way to build credit

Cheers is not only the best food, but the best way to build credit. Simple to sign up, easy to understand how it helps your credit and a cute design (not just yuck numbers when checking the app, too many banks are just numerical, give me the cheers doodles!) I recommend Cheers to any and everyone needed to build/raise their credit scores.

Becca C. from Texas*
+37 points
Score Cheers improved

An all-in-one social media management platform for all your needs.

Reiterate primary outcome
Build strong online communities with our customer care tools. Get access to relevant audience data, and accurate reports on performance metrics.
Plan your posts in advance
Devise a publishing strategy and organize posts across profiles, networks and campaigns witha visualized calendar.
Make the most out of your data
Measure the metrics that matter with custom, auto-generated, exhaustive reports. Use actionable insights to boost your ROI.
Get analytics on latest trends.
Keep up with trends every single day. Gather feedback to help strategise new product, service and content ideas.

Building Tomorrow’s Success, Today.

We're here to help you build credit - Finally, an easy way to build credit.